How Do Credit Scores Work?
A credit score summarizes your history of borrowing and repaying. Learn what shapes it, why lenders care, and how scoring differs around the world.
Credit & Borrowing
How credit scores work and how borrowing is assessed.
How credit scores work and how borrowing is assessed.
A credit score summarizes your history of borrowing and repaying. Learn what shapes it, why lenders care, and how scoring differs around the world.